Youth accounts

Account Disclosures & Privacy Policy:

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Federally insured by NCUA. New members must open a Savings Account with a minimum deposit of $5.

Break Through Account: *To qualify for the matching cash reward, you must open a savings account with a minimum deposit of $5. Picatinny Federal Credit Union (PFCU) will match up to $50 of your initial deposit. The matching cash reward will be credited to the new savings account immediately, but will be held for a period of 60 days. The account must remain open for a minimum of 60 days to receive the offer. Cash reward is considered interest and will be reported on IRS form 1099-INT. Contact PFCU for details.

+ Free for any new members requesting a debit card at the point of account opening and for current members that have been notified that their debit card has been deactivated due to fraudulent activity. All other replacement cards will be subject to a $10.00 fee. PFCU reserves the right to reject any image submitted, for the instant issue debit card, for any reason. ++Other financial institution surcharges may apply to ATM transactions. Offer is subject to approval. All offers, terms and conditions are subject to change at any time. Exclusive offer for new Break Through Account only; must be 16-25 years old to qualify for the account. Cash reward is considered interest and will be reported on IRS form 1099-INT. Contact PFCU for details.

*To qualify for the matching cash reward, you must open a savings account with a minimum deposit of $5. Picatinny Federal Credit Union (PFCU) will match up to $50 of your initial deposit. The matching cash reward will be credited to the new account immediately, but will be held for a period of 60 days. The account must remain open for a minimum of 60 days to receive the offer. Cash reward is considered interest and will be reported on IRS form 1099-INT. Contact PFCU for details.

+Free for any new members requesting a debit card at the point of account opening and for current members that have been notified that their debit card has been deactivated due to fraudulent activity. All other replacement cards will be subject to a $10.00 fee. PFCU reserves the right to reject any image submitted, for the instant issue debit card, for any reason.

++Other financial institution surcharges may apply to ATM transactions. Offer is subject to approval. All offers, terms and conditions are subject to change at any time. Exclusive offer for new Break Through Account only; must be 16-25 years old to qualify for the account. Cash reward is considered interest and will be reported on IRS form 1099-INT. Contact PFCU for details.

+eStatements are available in online banking free of charge. Members who use online banking and choose to receive a paper statement, will incur a $5.00 monthly statement fee. Cannot be combined with any other offers or promotions.

+eStatements are available in online banking free of charge. Members who use online banking and choose to receive a paper statement, will incur a $5.00 monthly statement fee.

Refer-a-Friend: *To qualify for the $75 Cash Reward a new member must open a new checking account and initiate a direct deposit of at least $500 a month from an employer, social security or pension into the account. The first Direct Deposit must be initiated within the first 60 days of account opening. Must also open a savings account with a minimum deposit of $5 to qualify for this offer. The $75 Cash Reward will be deposited into the referring members savings account upon receipt of initial direct deposit payment. The $250 Cash Reward will be deposited into the new members savings account upon receipt of initial direct deposit payment. Accounts must remain open for 6 months. Offer subject to approval. All offers and terms are subject to change at any time. Exclusive offer for new PFCU members only. Cash reward is considered interest and will be reported on IRS form 1099-INT. Cannot be combined with any other offers or promotions.

New Member Perk: New members must open a Savings Account with a minimum deposit of $5. *To qualify for the $250 cash reward, you must open a new Checking Account and initiate a repeating Direct Deposit of at least $500 a month from an employer, social security, or pension into the account. Direct Deposit must be initiated within the 60 days of account opening. The $250 Cash Reward will be deposited into the Savings Account within the first 90 days of account opening. Checking account must remain open for 6 months. Offer subject to approval by Credit Union. Cash Reward is considered interest and will be reported on IRS form 1099-INT. eStatements are available in online banking free of charge. Members who use online banking and choose to receive a paper statement will incur a $5.00 monthly statement fee.

A $10.00 fee applies to all instant issue debit cards. However, this service is free for any new members requesting a debit card at the point of account opening and for current members that have been notified that their debit card has been deactivated due to fraudulent activity. Picatinny Federal Credit Union reserves the right to reject any image submitted in our sole and absolute discretion, for any reason. Please read Personalized Debit Card Disclosures for more information.