Online banking has become the most convenient and efficient way to bank for people of all ages. At Picatinny Federal Credit Union, we’ve focused on creating the best online banking experience for our members. We realize that everyone should be able to access their funds, view their transaction history, transfer money from one account to another, and stay on top of their spending all from one easy location – their phone or computer. If you’re looking for the benefits of online banking, we’ve got you covered.
Benefits of Online Banking:
- Convenience
- Accessibility
- Enhanced online banking security
- Transfer between accounts
- Deposit checks
- Card monitoring
- Financial management
- Check balances
Convenience & Accessibility:
Right off the bat, a major advantage of online banking is that it’s convenient and accessible for all. Majority of people have either a smartphone or a computer. Online banking is done right from those devices 24/7. You can be on the go, sitting on the couch, or out to dinner and be able to make transactions. Who doesn’t love convenience? You don’t need to visit the branch to set up online banking either. You can enroll through our website, or you can simply download our mobile app via the App Store and Google Play Store.
Security:
At Picatinny Federal Credit Union, our number one priority is security. Online banking provides advanced security protocols to prevent fraud. With our Picatinny Federal Credit Union online banking app, you can receive transaction alerts, fight fraud, and quickly reach support. When searching for a financial institution to trust, this is an important factor.
Deposit Checks:
With the simplicity of taking a picture, you can upload a check to your account in a matter of minutes. Deposits will be processed faster, allowing quicker access to your funds. On top of that, you’ll be able to track and manage your deposits by viewing your electronic records all from within online and mobile banking.
Transfer Funds:
Most people find themselves needing to transfer money to their friends and family. Out to dinner and don’t want to bother the waiter to split the bill? Problem solved with online banking! Most of the time, online banking comes with Zelle® – a fast and easy way to send and receive money directly between U.S. banking accounts. This is a major advantage to online banking. Everyone wants to hear “Yes!” when they ask if you have Zelle®.
What benefits of Online Banking does Picatinny Federal Credit Union offer to their members?
Picatinny FCU offers a wide range of benefits when it comes to online and mobile banking. As mentioned, convenience and accessibility, security, the ease of depositing checks and transferring funds are all advantages of the Picatinny FCU digital banking experience. Our standout features, though, include our comprehensive tools and resources, particularly our card management and financial management tools.
Card Management:
Within online banking comes card management. Picatinny Federal Credit Union puts more control, convenience and safety in our members hands by providing them with an upgraded card management experience. From instant card activations to clearer merchant transaction info to robust fraud protections, members can do even more from one convenient place. Members can set card controls by location, merchant type, and spending limits. They can view spending insights for a clear picture of when and where their purchases were made, add travel plans so they can use their card from across the globe worry-free, and add cards to their digital wallet.
With our card management feature, you can:
- Set card controls by location, merchant type, and spending limits
- View spending insights for a clear picture of when and where your purchases were made
- Add travel plans so you can use your card worry-free
- Quickly add your cards to your device’s digital wallet
- Receive transaction alerts, fight fraud, quickly reach support, and more
Financial Management:
Online banking typically provides access to financial resources and tools. Picatinny Federal Credit Union’s online banking allows members to view their credit scores at any given time. It also offers a personal finance manager tool, where members can build a comprehensive view of all of their finances, including internal accounts and accounts they hold at other institutions, and use their tools to gain greater insight into their day-to-day expenses as well as manage their savings and investments.
Experience Advantages of Online Banking with Picatinny Federal Credit Union
Having access to online banking makes life easier, while also setting you up for success. The convenience, security, card management tools, ability to transfer funds instantly, and the resources that come with it are crucial in today’s banking world. If you find yourself looking for an upgraded online banking experience, consider joining Picatinny Federal Credit Union and start exploring the benefits today!
