We are so happy you joined our community! To show our thanks, all members are automatically enrolled in Relationship Rewards allowing you to earn services and discounts. The free program offers four relationship levels — Valued, Preferred, Premier, and Platinum — based on the combined balance of your savings, checking, and loan accounts.
Picatinny
Valued Member
Balance Requirement: $5-$9,999
Benefits:
- Free checking
- Free online banking
- Free bill pay
- 55,000+ surcharge-free Allpoint ATMs worldwide
- Free notary services
Picatinny
Preferred Member
Balance Requirement: $10,000-$24,999
Benefits:
- All Valued Member benefits plus…
- 3 free overdraft transfers per month
- 10 free non-PFCU or non-Allpoint foreign ATM transactions per month*
- 1 free box of basic checks per year
- No-fee VISA gift cards
- .125% APR² discount on auto loans, personal loans, and home equity loans
Picatinny
Premier Member
Balance Requirement: $25,000-$74,999
Benefits:
- All Valued Member benefits plus…
- Free overdraft transfers
- 10 free non-PFCU or non- Allpoint foreign ATM transactions per month*
- 1 free box of basic checks per year
- No-fee VISA gift cards
- .15% APY¹ bonus on savings accounts
- .125% APR² discount on auto loans, personal loans, and home equity loans
- .05% APY³ bonus on Certificate of Deposit accounts
Picatinny
Platinum Member
Balance Requirement: $75,000+
Benefits:
- All Valued Member benefits plus…
- Free overdraft transfers
- 10 free non-PFCU or non-Allpoint foreign ATM transactions per month*
- 1 free box of basic checks per year
- No-fee VISA gift cards
- .35% APY⁴ bonus on savings accounts
- .25% APR⁵ discount on auto loans, personal loans, and home equity loans
- .125% APY⁶ bonus on Certificate of Deposit accounts
- Free cashier’s checks
Relationship Rewards Disclosure:
Your relationship level is calculated by combining Savings and Loan balances on the last day of the qualifying month. Loan balances do not include First Mortgages. Savings includes: Savings, Checking and Money Markets. Certificates of Deposit are not included in combined balances. For Visa Credit Card and Lines of Credit, rewards are based on your balance, not the amount of your credit line. Your relationship level may change each month depending on your total balances from the previous month end. In addition to specified combined savings and loan balances, Preferred, Premier and Platinum Rewards Level members must have a Checking Account with Direct Deposit of full pay and an active Debit Card. An active Debit Card is defined as one debit transaction per month. Only members in good standing are eligible to receive the benefits of the Relationship Rewards Program. Relationship Rewards criteria and member benefits are subject to change at any time. Contact the credit union for more information.
*Other financial institution surcharges may apply.
¹ APY= Annual Percentage Yield. .15% APY bonus on your savings account will be applied to the published rate at the time of eligibility.
² APR= Annual Percentage Rate. .125% APR discount on Auto Loans, Personal Loans, and Home Equity Loans will be applied to the rate at the time of eligibility & loan approval.
³ .05% APY Bonus on Certificate of Deposit will be applied to the published rate at the time of eligibility.
⁴ APY= Annual Percentage Yield. .35% APY bonus on your savings account will be applied to the published rate at the time of eligibility.
⁵ APR= Annual Percentage Rate. .25% APR discount on Auto Loans, Personal Loans, and Home Equity Loans will be applied to the rate at the time of eligibility & loan approval.
⁶ APY= Annual Percentage Yield. .125% APY Bonus on Certificate of Deposit will be applied to the published rate at the time of eligibility
