COVID-19 Mortgage Hardship Information

In this time of uncertainty, during the COVID-19 (Coronavirus), Picatinny Federal Credit Union is considering our members and the financial consequences of this pandemic. Per the order of the governor, PFCU has created guidelines for our members who have been financially impacted.

Frequently Asked Questions

Please review the following for consideration of mortgage payment relief from PFCU:

Three Month Payment Relief for Mortgages

PFCU understands that due to the COVID-19 pandemic, our members may be facing financial hardship. Should you be facing such hardship, please refer to the following to be considered for mortgage payment relief. If your request is approved, you will receive an agreement in the mail within 7 to 10 business days.

Members must be facing hardship (i.e. loss of a job, loss of income, closure of a non-essential business.)

Members are required to fill out a COVID-19 Hardship Request Form, which can be returned by:

Members must provide proof of hardship to the credit union for consideration. Proof of hardship documentation includes but is not limited to at least one of the following:

  • A letter from your employer
  • Paystubs illustrating a reduction in pay
  • Evidence that your place of business is closed
  • Proof you have applied for unemployment
  • Other: Approved COVID-19 hardship documentation

Download the COVID-19 Hardship Request Form here.

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