Auto loans

Let’s get you in the driver’s seat! Picatinny Federal Credit Union simplifies the car buying experience so you can spend less time on the process and more time on the open road. We provide tools to help you find a new or pre-owned vehicle, secure financing that fits your budget, and protect your purchase. Whether you’re shopping for a car, motorcycle, boat, or RV, we’re ready to help you on your journey — wherever you are and wherever you’re going.

Ready to ride?

Reach out to our team and we’ll guide you through every step of the process — from pre-approval to purchasing.

Your next vehicle is waiting.

Picatinny Federal Credit Union offers our members great rates and fast approval on a loan that fits your budget.

First time buyers

Buying your first car is one of life’s biggest milestones.

We know it can seem overwhelming, but our First Time Buyers program makes it easy — even if you have little to no credit history. We’ll help you secure a competitive interest rate, make sure your payments are affordable, and help you build a positive credit history along the way.

Features:

CarMatch

Tools to make the car buying process a breeze

Picatinny Federal Credit Union members have access to a full suite of tools to make the car buying process a breeze. Search and compare new and pre-owned vehicles, calculate your monthly loan payment, locate a dealership, and more.

Protection & insurance

Once you’ve found the perfect car, we’ll also make sure you’re fully protected. Find out more about our insurance offerings today.

Prepaid vehicle maintenance program

Work regular maintenance into your budget with our Prepaid Vehicle Maintenance Program. Keep your car running smoothly with oil/filter changes, tire rotation, brake pad/shoes, and battery replacement while enjoying additional benefits like roadside assistance and more – all for a one-time fee of only $749!

Resources

Check out these latest resources to help you on your car buying journey.

Financial Education

At Picatinny Federal Credit Union, we believe financial education is the key to long-term success. Your credit card can be

Auto

Throughout Financial Literacy Month we are promoting financial wellness with different tips and tricks to support healthy financial planning. Our

Financial Education

Budgeting is the ultimate hack to reach your financial goals faster. Creating a realistic budget can set you up for

Financial Education

Online banking has become the most convenient and efficient way to bank for people of all ages. At Picatinny Federal

Auto

Incorporate regular maintenance into your budget with our Prepaid Vehicle Maintenance Program. Ensure your car runs smoothly with services like

Financial Education

At Picatinny FCU, we’re committed to helping you build and maintain healthy financial habits that will set you up for

Disclosure:

Federally insured by NCUA. *APR=Annual Percentage Rate. The rates and terms of the offer are subject to change at any time. Program underwriting guidelines must be met for loan approval. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00. Contact the credit union for more details. ⁺Maximum loan amount determined by underwriting guidelines