Picatinny Federal Credit Union products & services
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Make Your Wedding Spending Work for You
Earn rewards points on everyday purchases with the Premium Rewards Credit Card and put them toward the things that matter most—from wedding expenses and travel to your honeymoon and beyond.
Fall Into Better Checking
Open a Free Checking account and get a $250* cash reward. Enjoy convenient banking designed to make managing your money easier.
Give Your Savings Room to Grow
Put your money to work with a Share Certificate and enjoy the potential for higher returns with a low-risk way to save for the future.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.75
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.49
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Strikes, spares, and making a difference! We were proud to attend and support the Cornerstone Family Programs and Morristown Neighborhood House 19th Annual Bowl-A-Thon. It was a fantastic day filled with fun, community spirit, and support for an amazing organization. Thank you for having us, and we look forward to continuing to give back to the communities we serve!
#ProudToSupport #CornerstoneFamilyPrograms #bowlathon #CommunityMatters #picatinnyfcu ...
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Unexpected vehicle expenses can put a serious dent in your budget.
With Picatinny's Prepaid Vehicle Maintenance Program, you can plan ahead with a $749 one-time fee for covered maintenance services.*
Planning ahead for vehicle maintenance can help you better manage your budget and avoid surprises down the road.
Learn more about the program:
Financial Literacy with Our Prepaid Vehicle Maintenance Program
*See program terms and conditions for details.
www.picacreditunion.com/resource/financial-literacy-with-our-prepaid-vehicle-maintenance-program/
#PicatinnyFCU #PicatinnyProud #NJCreditUnion #MorrisCountyNJ #PeopleHelpingPeople #VehicleMaintenance #AutoCare #CarCare ...
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The holidays will be here before you know it!
Starting to save now can help you prepare for holiday expenses without putting unnecessary pressure on your budget later. Even small, consistent contributions can add up over time.
Learn more about the importance of building strong savings habits:
The Importance of Savings Accounts
www.picacreditunion.com/resource/the-importance-of-savings-accounts/
#picatinnyfcu #picatinnyproud #NJcreditunion #morriscountynj #peoplehelpingpeople #HolidaySavings #SavingsGoals #FinancialWellness ...
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Looking for a way to make your savings work harder?
A Share Certificate may be an option if you're saving toward future goals while earning a fixed rate for a set term.
Not sure how Share Certificates work? Learn more about Certificate Accounts:
What Is a Certificate Account at a Credit Union?
www.picacreditunion.com/resource/what-is-a-certificate-account-at-a-credit-union/
#PicatinnyFCU #PicatinnyProud #NJCreditUnion #MorrisCountyNJ #PeopleHelpingPeople #ShareCertificate #Savings #FinancialWellness ...
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Your bank should fit into your life, not the other way around.
Less banking. More living.
With Picatinny Federal Credit Union’s digital banking tools, you can manage your money wherever life takes you. Check balances, manage your accounts, and take care of everyday banking right from your phone.
Because banking should be the easy part of your day.
Bank anytime, anywhere with Picatinny FCU. ...
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Ready to take the next step toward homeownership?
Buying a home is a big decision and knowing what to expect can make the process feel a little easier. From getting pre-approved to understanding your mortgage options, preparation is key.
Learn more with our helpful mortgage guide:
Your Guide to Mortgages
www.picacreditunion.com/resource/your-guide-to-mortgages/
#picatinnyfcu #picatinnyproud #NJcreditunion #morriscountynj #peoplehelpingpeople #mortgageloans #homebuying #NJRealEstate ...
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